Medicare Part A- You can enroll in Part A during your Initial Enrollment Period (IEP)—a 7-month window around your 65th birthday. If you’re not automatically enrolled and miss your IEP, you can sign up during the General Enrollment Period (Jan 1–Mar 31), with coverage starting July 1.
Medicare Part B– Part B enrollment also happens during your Initial Enrollment Period unless you have creditable coverage, such as from an employer. If not, you may face a late enrollment penalty and must wait for the General Enrollment Period to sign up.
Medicare Part C (Medicare Advantage)– Enrollment To join a Medicare Advantage plan, you must be enrolled in both Part A and Part B, and you can enroll during your IEP, the Annual Enrollment Period (Oct 15–Dec 7), or during OEP (Jan 1–Mar 31) if you’re already in an MA plan. You may also qualify for a Special Enrollment Period based on life events like moving or losing coverage.
Medicare Part D– You can enroll in Part D during your Initial Enrollment Period or the Annual Enrollment Period each fall. Delaying enrollment without other drug coverage may result in a late penalty that lasts as long as you have Part D
Medicare Supplement (Medigap)– Enrollment The best time to enroll in a Medigap plan is during your 6-month Medigap Open Enrollment Period, which starts when you’re 65 or older and enrolled in Part B. During this window, you have guaranteed issue rights—no health questions or underwriting required.
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Wed, Oct 09, 2024
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Wed, Oct 09, 2024
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Wed, Oct 09, 2024
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Wed, Oct 09, 2024
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